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Should I worry about international share markets?

Written by multiforte on . Posted in News

The US Federal Reserve’s 19 June forecast for the US economy and statement on the tapering of its “QE” program has caused global market noise and panic.

The message that many investors missed was that the US Fed is unlikely to withdraw quantitative easing until there is a significant improvement in jobs growth – which is why the US Federal Reserve Chairman reiterated in a speech on 10 July that the US easy money policy is still necessary because the jobs market is not yet showing sufficient growth and inflation remains too low.

There is also no evidence behind the noise to suggest that the global economy is sinking.

Here are several reasons why.

20 tips for financial year end 2013

Written by multiforte on . Posted in News

With just a few weeks to 30 June, have you prepared financial year end? What changes do you need to know about? And what opportunities can you take advantage of?

For many people, end of financial year is a time when they discover that perhaps they’re not as financially well-organised as they need to be.

So here we’ve provided 20 tips for actions you can take before 30 June.

The true cost of financial products and advice – you could still pay commissions

Written by multiforte on . Posted in News

By now you will probably have heard about the reforms to the financial planning industry under the federal government’s Future of Financial Advice Act – known as FoFA – that commence 1 July this year.

It would be reasonable to believe that the conflicted advice issues that have existed for many years in the financial advice industry are fixed. Problem is, they’re not.

New proposed superannuation changes

Written by multiforte on . Posted in News

Here are three key changes…

Increased concessional contribution cap

Currently, pre-tax and other concessional super contributions are capped at $25,000 pa, regardless of your age. This cap will increase to $35,000 pa (unindexed) from:

When is the right time to invest?

Written by multiforte on . Posted in News

People often ask us: should I invest now? Or should I delay selling or buying? In essence, these questions are about market timing – that is, the strategy of making buy or sell decisions of financial assets by attempting to pick future market price movements.

Give gifts. Be happy.

Written by multiforte on . Posted in News

With the festive season excitingly close, most of us are planning the special gifts we will buy to give our family and friends.

And for many, the reason we give gifts is to create joy for others.

Did you know that there’s also a side benefit? As the old adage goes, “tis better to give than to receive”, research studies show that your gift giving is likely to create happiness not just for your loved ones, but for you too.