Multiforte - Individual Services and Fees

“We have absolute trust and that comes before everything. We value your professionalism and your experience.
We know that we are getting advice that’s truly objective – and there’s times
when you will tell us that the best thing is to ‘do nothing’ – we value that.” Read More

Achieve tax-free investment income when you invest for your children – each child can receive unearned income of up to $2,677 without having to pay tax

“I feel relieved. I know I’ve got the right cover and that I’m in a position where I am unlikely to have do go through this process again. With Multiforte’s advice and management of the process, everything was very logical and straightforward. And I know I received good value for money.“ Read More

Don’t ignore risk – many investors focus on their investment returns, but don’t quantify the risks and potential losses to which they are exposed

Matthew and Anna are thrilled. They no longer pay commission on their premiums. Multiforte streamlined and increased their cover and achieved a saving of more than $3,500 this year alone. The savings will only increase over the life of their policies. Read More

You could save thousands on personal insurance – by obtaining insurance through super or using level or
split premiums

Services and Fees

We offer holistic financial advice to clients who value a high level of personal service.

“We are so thankful that you showed us a range of alternative strategies – not just the gearing approach suggested by our previous adviser. Our portfolio is just not exposed to that type
of risk”

David, Psychologist

Our advisory service is refreshingly different. We provide:

A perspective that includes your whole world – including your individual, business, trust matters
A range of alternative strategy options for you to consider before we develop your full financial plan
Forward-looking asset return forecasts rather than a view based on past returns
Guidance on alternative portfolios to preserve your money long term.

Services You Need

Our services for individuals, their families and their businesses include:

Tax-effective investments
Superannuation strategies
Debt management and cash flow
Transition to retirement and retirement planning
Direct shares and employee share schemes
Career transition and redundancy
Asset protection
Personal and business insurances
Business succession planning
Estate planning

You can choose full service advice. Or you can select just the components that you need, including:

Strategy and product recommendations
Implementation
Ongoing advisory services

“You gave us a holistic perspective on our finances – we now feel like we have a total investment strategy”

Lara, Optometrist

Fairer Fees

The fee for our comprehensive financial planning is an agreed dollar amount that is determined based on the complexity and effort to develop your financial advice. We have no hidden fees or commissions, nor do we accept incentives.

“I hated paying commissions to some no-name adviser. You’ve given me great advice and saved me money”

Shaun, Program Director

Our flat fee gives you these key benefits:

No conflict of interest: Our advice is objective and not influenced by the need to sell products or capture a greater value of assets under our advice
Certainty: You clearly know the fee before you engage us. Many people are dismayed to find that a ‘fee for service’ adviser has levied commissions on products only at the end of the process when they have received their written plan
Better value for money: Industry research by Rice Warner Actuaries (2009) shows that for most cases an agreed fee is significantly cheaper than commissions or a percentage of assets. That’s because, as your assets grow in value, our flat fee does not automatically follow suit.
Direct access: You can contact us by phone or email whenever you have questions or just to check that everything is on track.