“We have absolute trust and that comes before everything. We value your professionalism and your experience.
We know that we are getting advice that’s truly objective – and there’s times
when you will tell us that the best thing is to ‘do nothing’ – we value that.” Read More
Don’t ignore risk – many investors focus on their investment returns, but don’t quantify the risks and potential losses to which they are exposed
“I feel relieved. I know I’ve got the right cover and that I’m in a position where I am unlikely to have do go through this process again. With Multiforte’s advice and management of the process, everything was very logical and straightforward. And I know I received good value for money.“ Read More
Don’t ignore risk – many investors focus on their investment returns, but don’t quantify the risks and potential losses to which they are exposed
Matthew and Anna are thrilled. They no longer pay commission on their premiums. Multiforte streamlined and increased their cover and achieved a saving of more than $3,500 this year alone. The savings will only increase over the life of their policies. Read More
You could save thousands on personal insurance – by obtaining insurance through super or using level or
split premiums
When their insurance renewal notice arrived in the mail, Matthew and Anna were stunned at the increasing cost of their premiums. “I’m not sure that we’ve got the right cover as we haven’t reviewed it in a while”, said Matthew. “I don’t feel like the premiums are doing their job, and I dislike the fact that some unknown adviser is receiving commissions for doing nothing”.
Matthew and Anna asked Multiforte to help them achieve the right level of insurance at the best price.
Careful research reveals attractive cover at good premiums>
We found Matthew had some insurance gaps – and some overlaps. In particular, he had two income protection policies, one held personally and a generous policy through his employer which we were able to streamline.
Like many people, Matthew’s major gap was life insurance – if he was no longer around, his family would have only half of what they would need to live on. Matthew and Anna were not prepared to have to move from the family home or reduce their children’s education.
So we doubled Matthew’s life insurance – and, at the same time, we minimised the cost of premiums through careful structuring.
Like many women, Anna had no Total & Permanent Disablement insurance. Yet if Anna was disabled, the family would need to pay for household help and child care – and have money to fund these expenses themselves. We recommended Anna obtain approximately $800k of TPD.
Again, we were able to obtain attractive insurance cover at good premiums through appropriate structuring.
Savings of more than $3,500 a year
Matthew and Anna are thrilled. They no longer pay commission on their premiums. Multiforte streamlined and increased their cover and achieved a saving of more than $3,500 this year alone. The savings will only increase over the life of their policies.
* This is a real case study, with a real situation and real numbers. Only the names of the clients have been changed to protect their privacy.